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Fewer credit cards can mean more borrowing power and a stronger mortgage application. Discover how reducing credit card use helps your home loan chances.
Why Cutting Back on Credit Cards Could Boost Your Home Loan Chances

30
Sep
House prices on the rise
Property Prices Continue to Climb – Seven Months of Growth in a Row

30
Sep
Borrowers boost savings in offset accounts, cutting mortgage interest and repayments, with APRA data showing rising balances and smarter loan strategies.
How Aussies Are Using Offset Accounts to Save Thousands on Their Home Loans

Australians are getting smarter with their mortgages – and the latest data shows just how [...]

30
Sep
Loan Repayments
Fewer Australians Falling Behind on Mortgage Repayments – A Positive Sign for Borrowers

Fewer Australians are falling behind on their mortgages, with 99 out of 100 borrowers up [...]

30
Sep
the RBA is keeping Australia’s cash rate steady at 3.60%.
RBA Keeps Interest Rates on Hold at 3.60%

30
Sep
50,000 New Home Guarantee Scheme Places Released
Big News for Home Buyers: 50,000 New Places in the Home Guarantee Scheme

03
Sep
Falling Interest Rates
Rate Cuts, Values Up

After February’s rate cut, the market’s got its spark back: values rose 0.6% in June—five [...]

02
Sep
RBA Cut August 2025
RBA Cuts Cash Rates to 3.6%

14
Aug
Rental Growth Continues
Rental Growth Continues – Here’s what that means for renters and investors…

14
Jul
RBA Holds Cash Rate at 3.85% at July’s Meeting
July 8, 2025

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About

Find out how Home Loans Australia can assist you in finding the best home loan to suit your individual needs

Latest Posts
  • What’s Changed Since the Latest Interest Rate Rise? Comments Off on What’s Changed Since the Latest Interest Rate Rise?
  • Loan Activity Is Rising in Australia. What It Means for Borrowers in 2026 Comments Off on Loan Activity Is Rising in Australia. What It Means for Borrowers in 2026
  • Why More Buyers Are Choosing New Builds (And Why It Might Be Your Smartest Move Yet) Comments Off on Why More Buyers Are Choosing New Builds (And Why It Might Be Your Smartest Move Yet)
  • Australian Home Prices Hit a New High – And Buyers Are Back With a Vengeance! Comments Off on Australian Home Prices Hit a New High – And Buyers Are Back With a Vengeance!
  • RBA Hits Pause: The Cash Rate Takes a Breather at 3.60% Comments Off on RBA Hits Pause: The Cash Rate Takes a Breather at 3.60%
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  • What’s Changed Since the Latest Interest Rate Rise? Comments Off on What’s Changed Since the Latest Interest Rate Rise?
  • Loan Activity Is Rising in Australia. What It Means for Borrowers in 2026 Comments Off on Loan Activity Is Rising in Australia. What It Means for Borrowers in 2026
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