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			<title>NEWS</title>
			<pubDate><![CDATA[Wed, 13 Jun 2018 03:58:54 +0000]]></pubDate>
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			<guid><![CDATA[https://homeloansoz.com.au/refinancing-surges-as-borrowers-chase-better-deals/]]></guid>
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			<title>Refinancing Surges as Borrowers Chase Better Deals</title>
			<pubDate><![CDATA[Wed, 08 Oct 2025 05:10:48 +0000]]></pubDate>
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			<title>Australian Home Prices Hit a New High – And Buyers Are Back With a Vengeance!</title>
			<pubDate><![CDATA[Wed, 05 Nov 2025 08:15:18 +0000]]></pubDate>
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			<title>RBA Hits Pause: The Cash Rate Takes a Breather at 3.60%</title>
			<pubDate><![CDATA[Wed, 05 Nov 2025 05:28:07 +0000]]></pubDate>
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			<title>Great News for First Home Buyers: Big Changes Coming to the 5% Deposit Scheme</title>
			<pubDate><![CDATA[Wed, 01 Oct 2025 07:02:59 +0000]]></pubDate>
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			<title>Buying Your First Home? Let’s Make It Exciting (Not Stressful)</title>
			<pubDate><![CDATA[Tue, 14 Oct 2025 03:55:02 +0000]]></pubDate>
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			<title>What you need to know about refinancing</title>
			<pubDate><![CDATA[Thu, 04 Dec 2025 03:25:50 +0000]]></pubDate>
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			<title>What’s Changed Since the Latest Interest Rate Rise?</title>
			<pubDate><![CDATA[Thu, 02 Apr 2026 04:32:44 +0000]]></pubDate>
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			<title>Apply Now</title>
			<pubDate><![CDATA[Sun, 12 Oct 2025 07:34:07 +0000]]></pubDate>
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			<title>HOME</title>
			<pubDate><![CDATA[Sun, 12 Oct 2025 07:29:39 +0000]]></pubDate>
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			<title>SERVICES</title>
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			<title>ABOUT</title>
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			<title>Loan Activity Is Rising in Australia. What It Means for Borrowers in 2026</title>
			<pubDate><![CDATA[Sun, 01 Mar 2026 07:25:20 +0000]]></pubDate>
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			<title>Broker in Focus: Jason Brown, Home Loans Australia</title>
			<pubDate><![CDATA[Mon, 27 Oct 2025 02:56:11 +0000]]></pubDate>
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			<title>Adelaide’s won the affordability crown – Melbourne, you’ve been dethroned! 🏡</title>
			<pubDate><![CDATA[Mon, 27 Oct 2025 00:46:43 +0000]]></pubDate>
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			<title>Why More Buyers Are Choosing New Builds (And Why It Might Be Your Smartest Move Yet)</title>
			<pubDate><![CDATA[Mon, 17 Nov 2025 10:20:47 +0000]]></pubDate>
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			<title>How Aussies Are Using Offset Accounts to Save Thousands on Their Home Loans</title>
			<pubDate><![CDATA[Wed, 01 Oct 2025 06:53:33 +0000]]></pubDate>
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			<title>Refer a Friend</title>
			<pubDate><![CDATA[Wed, 04 Oct 2023 07:41:21 +0000]]></pubDate>
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			<title>Getting Into Your First Home Sooner</title>
			<pubDate><![CDATA[Wed, 02 Jul 2025 09:25:00 +0000]]></pubDate>
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			<title>CONTACT</title>
			<pubDate><![CDATA[Wed, 04 Oct 2023 08:16:33 +0000]]></pubDate>
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			<title>Why Cutting Back on Credit Cards Could Boost Your Home Loan Chances</title>
			<pubDate><![CDATA[Tue, 30 Sep 2025 07:16:56 +0000]]></pubDate>
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			<title>Property Prices Continue to Climb – Seven Months of Growth in a Row</title>
			<pubDate><![CDATA[Tue, 30 Sep 2025 06:54:47 +0000]]></pubDate>
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			<title>Rental Growth Continues &#8211; Here&#8217;s what that means for renters and investors&#8230;</title>
			<pubDate><![CDATA[Tue, 30 Sep 2025 06:29:22 +0000]]></pubDate>
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			<title>RBA Cuts Cash Rates to 3.6%</title>
			<pubDate><![CDATA[Tue, 30 Sep 2025 06:28:27 +0000]]></pubDate>
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			<title>RBA Keeps Interest Rates on Hold at 3.60%</title>
			<pubDate><![CDATA[Tue, 30 Sep 2025 06:27:38 +0000]]></pubDate>
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			<guid><![CDATA[https://homeloansoz.com.au/big-news-for-home-buyers-50000-new-places-in-the-home-guarantee-scheme/]]></guid>
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			<title>Big News for Home Buyers: 50,000 New Places in the Home Guarantee Scheme</title>
			<pubDate><![CDATA[Tue, 30 Sep 2025 06:26:53 +0000]]></pubDate>
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			<title>Fewer Australians Falling Behind on Mortgage Repayments – A Positive Sign for Borrowers</title>
			<pubDate><![CDATA[Tue, 30 Sep 2025 06:25:24 +0000]]></pubDate>
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			<title>RBA Holds Cash Rate at 3.85% at July&#8217;s Meeting</title>
			<pubDate><![CDATA[Tue, 08 Jul 2025 08:02:07 +0000]]></pubDate>
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			<title>Rate Cuts, Values Up</title>
			<pubDate><![CDATA[Tue, 02 Sep 2025 08:48:47 +0000]]></pubDate>
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			<title>PRIVACY POLICY</title>
			<pubDate><![CDATA[Fri, 03 Mar 2023 03:35:53 +0000]]></pubDate>
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			<pubDate><![CDATA[Fri, 03 Mar 2023 03:35:14 +0000]]></pubDate>
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			<title>How to prepare your property for sale</title>
			<pubDate><![CDATA[Fri, 03 Mar 2023 03:28:15 +0000]]></pubDate>
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