Tag Archives: Borrowing Capacity

More Homes on the Market: What Rising Property Listings Mean for Buyers and Sellers

Housing supply is increasing across Australia, giving buyers more choice. Learn what rising property listings [...]

Building a New Home? Here’s How Construction Loans Work

Construction loans help finance your new home in stages. Learn how they work, what to [...]

How the 5% Deposit Scheme Is Helping More Australians Buy Their First Home

The 5% Deposit Scheme is helping eligible buyers purchase sooner without paying LMI. Learn how [...]

How Infrastructure Funding Could Improve Housing Affordability in Australia

The Federal Government's $2 billion Infrastructure Fund aims to unlock new housing. Learn how it [...]

Three Interest Rate Rises: What Higher Mortgage Repayments Mean for Borrowers

Three recent interest rate rises are increasing mortgage repayments. Learn how borrowers are responding and [...]

Rental Affordability Hits Record Lows: How Buyers Are Adapting in 2026

Rental affordability is at record lows. Learn how buyers are adapting through rentvesting, government schemes [...]

Negative Gearing Changes Explained: What Property Investors Need to Know

The proposed negative gearing and CGT changes could reshape property investment. Learn what they may [...]

What’s Driving Property Prices in Australia Despite Higher Interest Rates?

Property prices continue to rise despite higher interest rates. Discover how housing supply, population growth [...]

How an Offset Account Can Save You Thousands as Interest Rates Rise

An offset account can reduce loan interest, improve cash flow and help pay off your [...]

Should You Refinance Now or Wait? How to Stay Ahead as Interest Rates Rise

Should You Refinance Now or Wait as Interest Rates Rise? Many Australian households are feeling [...]