Tag Archives: First Home Buyers

What’s Changed Since the Latest Interest Rate Rise?

With interest rates rising again across Australia, mortgage repayments are increasing for many Melbourne homeowners. [...]

02
Apr
First home buyers in Melbourne using a 5% deposit home loan to enter the property market.
5% Deposit Home Loans Surge as Melbourne Buyers Enter the Market Earlier in 2026

28
Mar
Loan Activity Is Rising in Australia. What It Means for Borrowers in 2026

Loan activity across Australia is rising again, with new lending commitments up 13.4% compared to [...]

01
Mar
A partially constructed home in the foreground with timber framing and scaffolding, set against a backdrop of completed modern homes in a Melbourne suburban estate. Blue skies and sunshine highlight the appeal of new builds in growing suburbs.
Why More Buyers Are Choosing New Builds (And Why It Might Be Your Smartest Move Yet)

More buyers are ditching established homes and turning to new builds — and with rising [...]

17
Nov
Jason Brown, owner and senior mortgage broker at Home Loans Australia — helping Australians make home happen, from dream to doorstep.
Broker in Focus: Jason Brown, Home Loans Australia

Jason Brown from Home Loans Australia has been helping Australians achieve their property dreams since [...]

27
Oct
Illustration showing the title “Adelaide dethrones Melbourne in affordability rankings” with colourful skyline graphics of both cities against a blue background.
Adelaide’s won the affordability crown – Melbourne, you’ve been dethroned! 🏡

Adelaide has officially overtaken Melbourne as Australia’s least affordable housing market, according to the latest [...]

27
Oct
A brown and white dog wearing a white collar and black tie sits seriously in an office chair. Behind the dog, a beige wall features simple doodles of a house and clouds, along with bold text that reads, “Buying your first home should feel exciting — not overwhelming!” The playful image humorously promotes a friendly and stress-free approach to home buying.
Buying Your First Home? Let’s Make It Exciting (Not Stressful)

Buying your first home should feel exciting — not overwhelming! 🏡 At Home Loans Australia, [...]

14
Oct
💡 Great news for first home buyers! From 1 October 2025, the Australian Government’s 5% Deposit Scheme (formerly the First Home Guarantee) is getting a major upgrade. Unlimited places, no income caps, and higher property price thresholds mean it’s now easier than ever to get into your first home in Melbourne with just a 5% deposit — and avoid costly LMI.
Great News for First Home Buyers: Big Changes Coming to the 5% Deposit Scheme

01
Oct
the RBA is keeping Australia’s cash rate steady at 3.60%.
RBA Keeps Interest Rates on Hold at 3.60%

30
Sep
50,000 New Home Guarantee Scheme Places Released
Big News for Home Buyers: 50,000 New Places in the Home Guarantee Scheme

03
Sep