LMI | Home Loans Australia

Built Up Equity? You Could Save with a Home Loan Refinance

Many homeowners have built more equity than they realise. Discover how refinancing could lower your [...]

05
Aug

How the 5% Deposit Scheme Is Helping More Australians Buy Their First Home

The 5% Deposit Scheme is helping eligible buyers purchase sooner without paying LMI. Learn how [...]

01
Jul

First home buyers in Melbourne using a 5% deposit home loan to enter the property market.

5% Deposit Home Loans Surge as Melbourne Buyers Enter the Market Earlier in 2026

28
Mar

A brown and white dog wearing a white collar and black tie sits seriously in an office chair. Behind the dog, a beige wall features simple doodles of a house and clouds, along with bold text that reads, “Buying your first home should feel exciting — not overwhelming!” The playful image humorously promotes a friendly and stress-free approach to home buying.

Buying Your First Home? Let’s Make It Exciting (Not Stressful)

Buying your first home should feel exciting — not overwhelming! 🏡 At Home Loans Australia, [...]

14
Oct

💡 Great news for first home buyers! From 1 October 2025, the Australian Government’s 5% Deposit Scheme (formerly the First Home Guarantee) is getting a major upgrade. Unlimited places, no income caps, and higher property price thresholds mean it’s now easier than ever to get into your first home in Melbourne with just a 5% deposit — and avoid costly LMI.

Great News for First Home Buyers: Big Changes Coming to the 5% Deposit Scheme

01
Oct

home loans for sale sign

Getting Into Your First Home Sooner

02
Jul