The federal government has just opened up 50,000 new spots in the Home Guarantee Scheme for the 2025–26 financial year, giving thousands more Australians the chance to step into the property market sooner.
This initiative is designed to help those who often face the toughest hurdles in buying a home — first-time buyers, single parents, and regional buyers. Since launching in 2020, the scheme has already helped more than 230,000 Australians turn their dream of home ownership into reality.
Here’s why it’s such a game changer: instead of the usual 20% deposit, eligible buyers can secure a home with as little as 5% — or just 2% for single parents — all without paying lender’s mortgage insurance. That means lower upfront costs and a faster path to owning your own place.
Even better, the government has extended the Regional First Home Buyer Guarantee and the Family Home Guarantee beyond their original mid-2025 end date, ensuring ongoing support for the people who need it most.
The new allocation includes:
- 35,000 places under the First Home Guarantee (for first-time buyers)
- 10,000 places under the Regional First Home Buyer Guarantee (for regional buyers)
- 5,000 places under the Family Home Guarantee (for single parents)
- If you’re in one of the eligible groups, home ownership could be closer than you think.
👉 Are you eligible for the Home Guarantee Scheme? Let’s find out.
