Category Archives: Interest Rates

RBA Holds Cash Rate at 4.35%: What It Means for Home Loans

The RBA has held the cash rate at 4.35%. Find out what the August 2026 [...]

11
Aug
How to Prepare for Rising Interest Rates in 2026

Rising interest rates don't have to derail your plans. Learn practical budgeting, refinancing and home [...]

04
Aug
Three Interest Rate Rises: What Higher Mortgage Repayments Mean for Borrowers

Three recent interest rate rises are increasing mortgage repayments. Learn how borrowers are responding and [...]

02
Jun
Australian couple reviewing home loan options as fixed home loan rates rise and lenders adjust mortgage pricing.
Why Fixed Rates Are Rising Despite RBA Decisions

Fixed home loan rates have been increasing across Australia as lenders respond to higher funding [...]

07
Apr
What’s Changed Since the Latest Interest Rate Rise?

With interest rates rising again across Australia, mortgage repayments are increasing for many Melbourne homeowners. [...]

02
Apr
Loan Activity Is Rising in Australia. What It Means for Borrowers in 2026

Loan activity across Australia is rising again, with new lending commitments up 13.4% compared to [...]

01
Mar
A partially constructed home in the foreground with timber framing and scaffolding, set against a backdrop of completed modern homes in a Melbourne suburban estate. Blue skies and sunshine highlight the appeal of new builds in growing suburbs.
Why More Buyers Are Choosing New Builds (And Why It Might Be Your Smartest Move Yet)

More buyers are ditching established homes and turning to new builds — and with rising [...]

17
Nov
A smiling man in a business suit stands in front of a suburban house, giving a thumbs up and holding a gold coin symbol with a dollar sign. Behind him, a bright yellow upward arrow points skyward, representing growth. Bold text on a blue background reads, “Australia’s Property Market Hits Record High.”
Australian Home Prices Hit a New High – And Buyers Are Back With a Vengeance!

05
Nov
A brown and white dog wearing a white shirt collar and black tie sits on an office chair in the middle of a suburban street, with large white text above reading “Interest Rates On Hold.”
RBA Hits Pause: The Cash Rate Takes a Breather at 3.60%

With the RBA keeping interest rates on hold, we’ve broken down what it means in [...]

05
Nov
Jason Brown, owner and senior mortgage broker at Home Loans Australia — helping Australians make home happen, from dream to doorstep.
Broker in Focus: Jason Brown, Home Loans Australia

Jason Brown from Home Loans Australia has been helping Australians achieve their property dreams since [...]

27
Oct