Category Archives: Interest Rates

A brown and white dog wearing a white shirt collar and black tie sits on an office chair in the middle of a suburban street, with large white text above reading “Interest Rates On Hold.”
RBA Hits Pause: The Cash Rate Takes a Breather at 3.60%

With the RBA keeping interest rates on hold, we’ve broken down what it means in [...]

05
Nov
Jason Brown, owner and senior mortgage broker at Home Loans Australia — helping Australians make home happen, from dream to doorstep.
Broker in Focus: Jason Brown, Home Loans Australia

Jason Brown from Home Loans Australia has been helping Australians achieve their property dreams since [...]

27
Oct
Illustration showing the title “Adelaide dethrones Melbourne in affordability rankings” with colourful skyline graphics of both cities against a blue background.
Adelaide’s won the affordability crown – Melbourne, you’ve been dethroned! 🏡

Adelaide has officially overtaken Melbourne as Australia’s least affordable housing market, according to the latest [...]

27
Oct
A brown and white dog wearing a white collar and black tie sits seriously in an office chair. Behind the dog, a beige wall features simple doodles of a house and clouds, along with bold text that reads, “Buying your first home should feel exciting — not overwhelming!” The playful image humorously promotes a friendly and stress-free approach to home buying.
Buying Your First Home? Let’s Make It Exciting (Not Stressful)

Buying your first home should feel exciting — not overwhelming! 🏡 At Home Loans Australia, [...]

14
Oct
A smiling family of three – mother, father, and young daughter – sit closely together on a beige sofa, laughing and enjoying a warm moment in their living room. The Home Loans Australia logo appears in the top left corner, representing a friendly, family-focused mortgage broker.
Refinancing Surges as Borrowers Chase Better Deals

Refinancing is booming across Australia, with more homeowners switching lenders to take advantage of lower [...]

08
Oct
💡 Great news for first home buyers! From 1 October 2025, the Australian Government’s 5% Deposit Scheme (formerly the First Home Guarantee) is getting a major upgrade. Unlimited places, no income caps, and higher property price thresholds mean it’s now easier than ever to get into your first home in Melbourne with just a 5% deposit — and avoid costly LMI.
Great News for First Home Buyers: Big Changes Coming to the 5% Deposit Scheme

01
Oct
Fewer credit cards can mean more borrowing power and a stronger mortgage application. Discover how reducing credit card use helps your home loan chances.
Why Cutting Back on Credit Cards Could Boost Your Home Loan Chances

30
Sep
House prices on the rise
Property Prices Continue to Climb – Seven Months of Growth in a Row

30
Sep
Loan Repayments
Fewer Australians Falling Behind on Mortgage Repayments – A Positive Sign for Borrowers

Fewer Australians are falling behind on their mortgages, with 99 out of 100 borrowers up [...]

30
Sep
the RBA is keeping Australia’s cash rate steady at 3.60%.
RBA Keeps Interest Rates on Hold at 3.60%

30
Sep